Cashper Mini Kredit features – positive and negative aspectsThe platform’s main service is a short-term loan in order to satisfy some urgent financial needs as fast as possible. Therefore the interest rates can reach up to 2969%, which may seem extremely high. At the same time, the company offers financial help to customers in the situations when other moneylenders do not agree to cooperate. So the unemployment or bad credit history is not an obstacle to get an advance payment anymore. To apply for a loan, you should first check your financial abilities with the online-calculator, after that fill in the registration form providing all the information required about yourself and your financial situation, and finally wait until the money is sent to your bank account. As you can see, the procedure is fast and simple. These are the basic requirements to qualify for Cashper Kredit:
- the minimum age is 21-year-old;
- the permanent, registered residence is in Germany;
- there is a monthly, stable income of at least 700 euros.
Positive and negative sides of the platformDespite the immediateness in receiving your credit, the short-term lending has some important negative aspects to take into consideration before making a decision to apply for such kind of advance payments. The main positive sides:
- no requirements of credit score;
- immediate obtaining of funds;
- quick application process;
- easy-to-use platform;
- the availability 24/7.
- high rates;
- penalties for early repayments.