The overview of Fairstone financial management and its service

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In order to find the best online lender, you must spend some time to check out the information about what does it offer and whether you qualify for it. In order to make this process simpler and faster, we’ve provided Fairstone loans reviews and briefly described the key features of this lender and the products it offers to customers. The Canadian company has 235 branches throughout the country and huge experience in the lending industry. For 96 years on the finance market, Fairstone loans have established itself not only as a reliable provider of loans for the population, but also as a party interested in the development of financial literacy, health and wellness of the population. The lender offers flexible and secure products that are able to satisfy its consumers in case of temporary monetary needs.

Fairstone loans: online lending solutions of the platform

The general characteristics of the provider include the amount of loans ranging from $ 500 to $ 35 000, the terms to pay off 3 to 10 years and the annual percentage rates 19,99% - 23,99% depending on the type of finance assistance you are willing to get. Among the most popular Fairstone financial offers there are:
  1. Personal loans –are able to fulfill any financial needs of the consumer from unexpected occasion to big purchase. They can be up to $35,000.
  2. Mortgages - get a mortgage loan of up to $ 400,000 with competitive rates starting from 12.99%.
  3. Debt consolidation - allows you to pay off the credit cards and multiple bills at once.
  4. Retail financing - convenient retail credit solutions to finance household purchases.

Positive and negative sides of the company

Being one of the most experienced online lenders, Fairstone, without doubts, offers lots of benefits. On the other hand, there are some negative points of the company necessary to check out. Positive sides:
  • flexible terms of payments;
  • quick application;
  • various options for different purposes;
  • wide range of credit amount;
  • no fees in case of prepayments;
  • availability to check your chances without affecting the credit score.
Negative sides:
  • high credit score required;
  • employment and stable annual income are obligatory;
  • to get finally approved you need to visit the nearest department after online registration;
  • different types of fees depending on the region.
Before applying for an advance payment, we recommend you to get acquainted with the Fairstone financial management reviews with the most significant advantages and disadvantages the platform.