Rating
Fairstone loans: online lending solutions of the platform
The general characteristics of the provider include the amount of loans ranging from $ 500 to $ 35 000, the terms to pay off 3 to 10 years and the annual percentage rates 19,99% - 23,99% depending on the type of finance assistance you are willing to get. Among the most popular Fairstone financial offers there are:- Personal loans –are able to fulfill any financial needs of the consumer from unexpected occasion to big purchase. They can be up to $35,000.
- Mortgages - get a mortgage loan of up to $ 400,000 with competitive rates starting from 12.99%.
- Debt consolidation - allows you to pay off the credit cards and multiple bills at once.
- Retail financing - convenient retail credit solutions to finance household purchases.
Positive and negative sides of the company
Being one of the most experienced online lenders, Fairstone, without doubts, offers lots of benefits. On the other hand, there are some negative points of the company necessary to check out. Positive sides:- flexible terms of payments;
- quick application;
- various options for different purposes;
- wide range of credit amount;
- no fees in case of prepayments;
- availability to check your chances without affecting the credit score.
- high credit score required;
- employment and stable annual income are obligatory;
- to get finally approved you need to visit the nearest department after online registration;
- different types of fees depending on the region.